Texas Public Adjusters

Is your insurance claim stuck, denied, or underpaid?

You’re not alone. Insurance companies use delays, lowball offers, and technical loopholes to avoid paying full settlements. YPA is on your side. Our expert team takes over the process, pushes back against unfair claim handling, and fights to get you the payout you deserve.

Most people don’t know what a public adjuster is until they need one. Unlike the adjusters sent by your insurance company, who are focused on minimizing payouts, we work for you to document your loss, negotiate aggressively, and push back against unfair claim handling. The final settlement amount you receive can be a direct reflection of who is handling your claim—having the right team on your side matters.

Types of Losses We Can Help with

YPA has recovered millions of dollars for homeowners and business owners facing property damage claims, including:

We take pride in delivering real results and building lasting relationships with our clients. If you need help getting the full settlement you deserve, we’re ready to fight for you.

Insurance Claim Help – Why You Need an Advocate on Your Side

Filing an insurance claim should be simple, but too often, homeowners and business owners find themselves battling delays, low offers, or outright denials. Insurance companies have adjusters working for them—who’s working for you?

That’s where a public adjuster comes in. Unlike the adjusters sent by your insurance company, a public adjuster works exclusively for you, ensuring every damage is documented, policy coverage is maximized, and settlement negotiations are handled aggressively.

At YPA, we take the burden off your shoulders by:

• Conducting a detailed inspection to uncover all damages, even hidden ones
• Interpreting policy language to prevent the insurer from using exclusions against you
• Handling all claim negotiations so you don’t have to deal with the insurance company
• Fighting for denied or underpaid claims and pushing for the maximum settlement

If your insurance company is giving you the runaround, don’t fight alone. Let YPA take over and get the results you deserve.

Austin | Dallas | Fort Worth | Houston | San Antonio | Florida | Puerto Rico

Call (682) 267-0336 to schedule your free consultation today and let’s get started.

Receive The Insurance Settlement You Deserve

With over a decade of experience and thousands of claims successfully settled, YPA has built a reputation for getting results. Whether your claim is for storm damage, fire, water loss, or business interruption, we have the expertise to maximize your payout. At YPA, you’re not just another claim number—you’re our priority.

Meet Our Team – Experienced Public Adjusters Fighting for You

At YPA, our team is made up of highly skilled, licensed public adjusters with years of experience helping policyholders navigate the complex insurance claims process. We represent homeowners and business owners across multiple states, ensuring they receive fair and full compensation for their property losses.

Our adjusters hold licenses in Texas, Florida, Oklahoma, Arizona, Colorado, and Puerto Rico, and we are certified in HAAG, IICRC Water & Fire, and IAUA Appraisal, giving us the expertise needed to accurately assess damage, document claims, and negotiate effectively on your behalf.

We don’t work for the insurance companies—we work for you. Whether you’re facing a denied, delayed, or underpaid claim, our adjusters have the knowledge, credentials, and persistence to fight for the settlement you deserve.

Get to know the adjusters who will be advocating for you every step of the way.

Licenses & Certifications at a Glance:

• Texas Agency License: #2110954
• State licenses, including Texas, Florida, Oklahoma, Arizona, Colorado, and Puerto Rico
• Advanced certifications, including HAAG, IICRC Water & Fire, and IAUA Appraiser

We Fight for Your Maximum Insurance Settlement

The representation you choose can make all the difference in your insurance claim. At YPA, we don’t just handle paperwork—we strategically negotiate, document your loss with precision, and push back against unfair insurance tactics to secure the full payout you’re entitled to.

While no one can guarantee a specific dollar amount, our track record speaks for itself. Every year, we recover millions of dollars in settlements for policyholders facing:

• Roofing damage from hail and wind
• Fire and smoke damage
• Tornado, hurricane, and storm damage
• Flooding and water damage from burst pipes or leaks
• Explosions and structural damage
• Business interruptions and lost income

See the results for yourself. Visit our photo gallery to view some of the major claims we’ve worked on.

Why Choose YPA?

• We have a proven track record of maximizing settlements
• We know how to challenge unfair insurance company tactics
• We handle everything—from claim filing to final negotiations
• We work only for policyholders—never for the insurance company

How It Works:

• Step 1: Free Consultation – We review your claim, policy, and damage assessment.
• Step 2: We Take Over – Our team handles documentation, negotiates with the insurance company, and fights back against delays or denials.
• Step 3: You Get Paid – We secure the maximum settlement possible, and you don’t pay until your claim is resolved.

Is There a Public Adjuster Near Me?

Yes! YPA Public Adjusters comes to you. We work directly with homeowners and businesses across Texas, including Austin, Houston, Dallas, San Antonio, Fort Worth, and surrounding areas. Our team personally inspects your property, documents all damages, and negotiates with your insurance company to ensure you receive the maximum payout.

Our office is located in Willow Creek, Texas, but we travel to you to handle your claim on-site.

Call us today at (682) 267-0336 to get started.

A Few Clients YPA Public Adjusters Has Helped

If you’re ready to take control of your insurance claim and fight for what you’re owed, we’re ready to help. Here is a list of just a few of the companies we represent. To see our full list click here.

Don’t wait for your insurance company to dictate your settlement. Contact YPA today at (682) 267-0336 for a free consultation and take back control of your claim.

Insurance Claim FAQs

When dealing with an insurance claim, you might feel overwhelmed by delays, lowball offers, or outright denials. YPA Public Adjusters are here to make the process easier and ensure you receive the compensation you’re entitled to. Below are common questions homeowners and business owners ask about insurance claims and how we can help.

What does YPA do, and how can a public adjuster help with my claim?

YPA Public Adjusters represent policyholders—not insurance companies—throughout the insurance claim process. We:

• Review your policy to determine your full coverage
• Document and assess damages to maximize your claim payout
• Handle all negotiations with the insurance company
• Push back against unfair denials, delays, or lowball settlement offers
• Ensure you receive fair compensation for your loss

Unlike insurance company adjusters who work to minimize payouts, we work for you to secure the best possible settlement.

My insurance company offered me a settlement, but I think it’s too low. Can YPA help?

Yes. Insurance companies often make low initial offers, hoping you’ll accept without question. We can:

• Evaluate whether the offer is fair based on repair costs
• Reassess your damages using independent experts
• Negotiate for a higher settlement on your behalf

Many policyholders don’t realize they can challenge their settlement. Let us review your offer before you accept—it could make a big difference.

My insurance company is delaying my claim. What can I do?

Unnecessary delays are a common tactic. If your insurer is stalling, we can:

• Demand a response under Texas’s Prompt Payment of Claims Act
• Document bad faith tactics and escalate the issue
• Push the insurance company to move your claim forward faster

We know the laws and deadlines insurers must follow, and we’ll hold them accountable to keep your claim on track.

My claim was denied. Is there anything YPA can do?

Just because your claim was denied doesn’t mean the insurer is right. We can:

• Review the denial letter and compare it to your policy
• Gather additional evidence to challenge the denial
• File an appeal and negotiate for reconsideration

Insurance companies sometimes deny claims unfairly, hoping you won’t fight back. We know how to dispute wrongful denials effectively.

I already started my insurance claim. Is it too late to hire YPA?

Not at all. Whether you just filed your claim, received a low settlement offer, or had your claim denied, we can step in at any stage to help.

The earlier you bring us in, the better your chances of getting a full and fair settlement.

How much do public adjusters cost?

We work on a contingency fee basis, meaning we only get paid if you receive a settlement. There are no upfront costs or out-of-pocket expenses.

If we don’t recover money for you, you owe us nothing.

My insurance company sent their own adjuster. Why do I need a public adjuster?

Insurance company adjusters work for the insurer, not for you. Their goal is to minimize payouts—not ensure you get what you’re owed.

YPA’s public adjusters work only for you, conducting independent damage assessments, challenging lowball offers, and negotiating aggressively on your behalf.

Can YPA help with commercial insurance claims?

Yes. We handle claims for homeowners, business owners, and commercial property owners. If your business suffered damage, we can:

Secure the maximum possible payout so you can recover

Assess structural and business interruption losses

Handle all negotiations with the insurance company

How long does the insurance claim process take?

The timeline varies based on the complexity of the claim and how cooperative the insurer is. Some claims settle within weeks, while others take months—especially if the insurer delays or disputes the claim.

YPA works to expedite the process by ensuring all documentation is in order, holding insurers accountable, and negotiating for a prompt settlement.

What types of insurance claims does YPA handle?

We assist with a wide range of property damage claims, including:

• Storm damage (hurricanes, hail, wind)
• Fire and smoke damage
• Water damage (burst pipes, flooding, leaks)
• Roof damage
• Business interruption claims
• Denied or underpaid claims

If your property has suffered damage, we can help—whether your claim is just starting or has already been denied.

Do I have to accept my insurance company’s first settlement offer?

No. You are not required to accept the first offer, and in most cases, you shouldn’t. Insurers often start with a lowball offer to test whether you’ll push back.

YPA evaluates your damages and negotiates for a fair payout that covers your actual repair costs.

I don’t understand my insurance policy. Can YPA help me figure out what’s covered?

Yes. Insurance policies are full of complex terms and exclusions. We review your policy in detail, explain your coverage, and ensure the insurance company is honoring their obligations.

Will hiring YPA affect my relationship with my insurance company?

ct policyholders to accept whatever they offer, but with YPA involved, they know they can’t get away with bad faith tactics or lowball settlements.

Many of our clients find that once we step in, their insurer becomes more cooperative.

What’s the difference between YPA and an attorney?

Public adjusters and attorneys both help policyholders, but they serve different roles:

• YPA (Public Adjusters) focus on evaluating damages, filing claims, and negotiating settlements.
• Attorneys step in if legal action is necessary, such as filing a lawsuit for bad faith insurance practices.

If a lawsuit becomes necessary, we can refer you to a qualified insurance attorney.

How do I get started with YPA?

Getting help is easy. Simply:

• Call us for a free consultation – We’ll review your claim and policy.
• We handle everything – From damage assessments to negotiating with the insurer.
• You get a fair settlement – We fight for the maximum payout you deserve.

If you’re facing delays, denials, or a lowball settlement, don’t wait—contact YPA today.

We’re here to help. Call us now at (682) 267-0336 for a free, no-obligation consultation or fill out the form below. Let’s make sure you get the settlement you deserve.

Call (682) 267-0336 or Schedule a Consultation