Residential Roof Insurance Claims — Texas Roof Support
If you own a home in Texas, chances are you will file a weather damage claim with your homeowners’ insurance company at some point. It is critical that you read your insurance policy and understand what is and is not covered. If you have any questions about policy provisions, please contact us.
Some policies cover “Actual Cash Value,” which means that the damaged item is worthless due to accumulated depreciation. As a result, the insurance payment is usually insufficient to cover the damages. Other policies (including the ones we strongly recommend) require “Replacement Cost,” which means the insurance company must pay the current cost of replacing the item without regard for depreciation. For example, suppose your roof is 15 years old and has completely failed. Your insurance company is obligated to pay the current cost of replacement, regardless of the amount.
Residential Roof Types
As climate damages pros our team can easily aid you to receive made up for your reductions. Our company can easily likewise possess the water damages as well as mold and mildew triggering fungi handled properly producing your residence a secure as well as the comfortable setting. Do not tackle your insurer without the appropriate portrayal. Our experts recognize the whole insurance policy procedure. Our roofing public adjust team will also handle time consuming negotiations involved in dealing with your insurance carrier. You do not need to bother with everything or even manage the paperwork. From preliminary insurer meetings to the documentation to the endless calls – we will take care of everything!
COMPOSITION SHINGLE Roof Claims
Do you have a composition shingle roof? Composition shingles are the most widely used roofing covers because they have a relatively inexpensive up-front cost and are fairly simple to install. YPA can help you with your composition shingle roof claim.
SLATE Roof Claims
Do you have a slate tile roof? Slate tile roofing is a popular material with an air of prestige and a reputation for longevity. When determining whether to repair, restore or replace a slate roof, one must first determine whether the existing slate is hard or soft. Let YPA help you with your claim.
TILE Roof Claims
Do you have a tile roof? Roof tiles are designed mainly to keep rain out, and are traditionally made from materials such as terracotta or slate. Other materials such as concrete and plastic are also used. YPA has the expertise to handle your tile roof claim.
METAL Roof Claims
Do you have a metal roof? Residential metal roofing is primarily made of steel or aluminum. Copper, zinc, and titanium are also used in specialized architectural applications for homes. Steel roofing is very lightweight. YPA has the right experience to help you with your metal roof insurance claim.
WOOD Roof Claims
Do you have a wood shingle roof? Historically, wood shingles were split from straight grained, knot free bolts of wood. Today shingles are mostly made by being cut which distinguishes them from shakes which are made by being split out of a bolt. It takes an expert to handle a wood shingle roof claim and YPA has that experience.
METAL SHAKE Roof Claims
Do you have a metal shake roof? Metal shake roofing simulates the look of split wood shake, but has a longer life, lower weight, and easier installation. You need an expert for your claim and YPA has the expertise to handle it for you.